Friday, 13 February 2015

SBI Soars as Q3 Asset Quality Bucks Trend

State Bank of India shares jumped over 8 per cent on Friday after the PSU lender reported stable asset quality in the December quarter. SBI was the top Nifty gainer and helped the Sensex rally past 29,000 levels in noon trades.
SBI's gross non-performing assets, as a percentage of advances, stood at 4.90 per cent (or Rs 61,991 crore) as compared to 4.89 per cent in the September quarter. Net NPA (without provisions) in the December quarter stood at 2.80 per cent versus 2.73 per cent in the previous quarter.
Analysts said SBI has managed to buck the trend shown by many other PSU lenders that reported a sharp deterioration in asset quality in the December quarter. SBI's numbers are better than other PSU banks, said Dhirendra Tiwari, head of research at Antique Stock Broking.
"Probably poor asset quality has peaked... with lower rates, credit growth might pick up and NPAs will fall," he added.
SBI's net profit rose 30 per cent year-on-year to Rs 2,910 crore, missing estimates, but analysts said higher provisioning for bad loans dented profits. Provisions stood at Rs 5,235 crore as against Rs 4,275 crore in the previous quarter.
Net interest income or the different between interest paid on deposits and earned on advances rose 9 per cent year-on-year at Rs 13,777 crore, meeting estimates.

Shares in SBI ended 8.23 per cent higher at Rs 307.70 apiece on the National Stock Exchange.

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